Blog Archives

Home Repair Grant for Home Owner age 62+ cc: @habitatdetroit

Home repair grants from $1000 to $15000

Note: grants are available on first come, first serve basis while funding last.

See specifications below… Print option available at the end.

Click here to download the application


2016homerepairPart 1

2016homerepairPart 2


Click here to download the application

Please share with others as well. thank you

Finally, a sandwich bag that’s endlessly reusable #MotownMom @TreeHugger @feistyredhair

Katherine Martinko

Silibagz -- You'll never need another single-use plastic bag with these in your kitchen!

© SiliSolutions

These flexible, airtight, watertight “bbagz” are made of platinum silicone, are multipurpose, and will last indefinitely. Going Zero Waste just got a whole lot easier.

It’s time to say goodbye to plastic Ziploc bags forever! A cool new product called bbagz has just been launched, and it does everything a plastic sandwich bag can do – and much more.

Read more at:

Mother’s Monday: A Mother Never Forgets by @DeannaKahler #MotownMom

I’m a proud mom of a wonderful daughter who joined my family through adoption. But that’s only part of my story. The truth is there were two before her. I was pregnant twice and sadly lost both babies as a result of miscarriages. Like many women, I will never forget these unborn babies or the experiences I had. They will be a part of me always. Since October is Pregnancy and Infant Loss Awareness Month, it’s the perfect time discuss how losing a baby affects a woman and how we can all be more understanding and supportive to these grieving moms.

There are truly no words to describe what it feels like to lose a child. It’s a devastating, heartbreaking experience that you never forget. I remember feeling sad, angry, frustrated, anxious, depressed and very alone. What made it most difficult is that friends and family often didn’t understand the depth of my pain. They failed to realize that although I never saw, met or held my babies that they were still very real to me. They were my children, and I will remember them always. Many women who miscarry feel the same way. So, how can you better support them during this difficult time? Here are some tips for helping a woman who is dealing with a pregnancy loss: Read the rest of this entry

[video] Parenting By Instinct – The Karen Walrond @chookooloonks Show – Episode 2 frm @cafemomstudios #motownmom

I enjoy cafemom on YouTube and wanted to share the Karen Walrond Show. More details below.

Click here to view this video on YouTube:

There is so much advice out there for parents, but some experts believe that moms might already know the right things to do! Today, Karen speaks with Dr. Laura Markham, author of “Peaceful Parent, Happy Kids” ( about how to raise your children by following your own instincts.

Karen Walrond is an award-winning lifestyle, travel, inspiration and photo blogger ( In this show, she speaks with moms and experts about her belief that what makes us different makes us beautiful — and may even be the source of our superpowers.

Watch all of Karen’s shows here!

CafeMom Studios is Motherhood as we see it. We feature authentic voices, compelling stories, and topics moms care about. Subscribe now to CafeMom Studios so you never miss an episode!


People & Blogs


Standard YouTube License!/cafemomstudios

GARDEN DESIGN ON A DIME via @moneywisdoms

I’m always looking for great ways for my house to look good without breaking the bank and I’m loving the tips from Samirian Hill’s newsletter and knew I needed to share with you!

June 2012
Greetings s! 

We are at the halfway point for 2012!  How are you coming with your financial goals?  I hope that you are on track. If not, pull out the list from January and keep pressing forward.  Start over, if you must.  It is an ongoing process.   If you are on track, congratulations!  To everyone:  this is your year!  Stay committed and stay focused!
This month’s Women of Wisdom Circle Chat will feature Gabriella Barthlow, Senior Counselor at Alpha Advisory Group.  We will discuss The Truth about Bankruptcy!  I call Gabriella, The REAL DEAL.  She tells it like it is – straight, no chaser!
The Money Wisdom Book Club will resume in September, as I spend the summer months penning my own book to be released later this year.  Knowledge is Power and Wisdom Lingers!
As always, thank you for your support as we continue on this mission to elevate the collective money wisdom of all, so that we all can live lives of freedom and purpose!
To your prosperity!


Summer is in full bloom!  Have you completed your summer garden yet?  I’m guilty, I have not.  Below are a few tips on how to exercise your green thumb, while keeping more green in your pocket.

1. Set a spending limit. No one plans to spend a lot of money on flowers and plants, but it sure is easy to do. Decide how much you plan to spend, set your spending limit and stick to it.

2.  Start plants from seed. Growing perennials from seed may come with some trial and error, and it can take several years before the plants become the brilliant array of color you’re going for. The payoff is, though, you can grow lots of flowers for a fraction of what you’d pay for a flat at the store. Then, you can spend that money on buying something else for your garden.

3.  Start with smaller plants. It’s great to have a wonderful looking garden the first day you plant, but if saving money is your goal, you can cut your bill by 60-70 percent just by buying smaller plants.


For more tips, check out my article, Garden Design on a Dime, on B.L.A.C. Detroit Magazine Blog.

B.L.A.C. Magazine is a premier publication on black arts, lifestyle, culture, and events in Detroit.


Fr$ee Teleconference


 The Truth About Bankruptcy!!!


Thursday, June 28, 2012

8:00pm – 9:00pm

Gabriella Barthlow, CFC, CITRMS, CCRR
“Credit Specialist, Educator, Advocate

Gabriella has helped scores of people restore their credit and help them achieve their financial goals. She is a Consumer Law Advocate with over 20 years of experience in mortgage banking, sales, human resources, and financial and consumer law. Gabriella has taught consumer rights classes throughout the United States for organizations ranging from local civic groups to the United Auto Workers. She has provided credit consultations nationally and internationally, as well as appeared on various radio stations and on public television. Gabriella is passionate about helping people restore and maintain good credit throughout their lifetime.

Gabriella is an AFCPE Certified Financial Counselor, an ICFE Certified Identity Theft Risk Management Specialist, ICFE Certified Credit Report Reviewer, and ICFE Certified Medical Billing Advocate.

   Click here to register for the teleconference:

If you are a registered recipient of our eNewsletter, register for the telecall by updating your profile to include the WOMEN OF WISDOM CIRCLE.

During the call, FOLLOW US ON TWITTER #WOWChat

Money Wisdom Book Club
The Money Wisdom Book Club will resume in September.


This summer, I’ll be working on my first book, due out this fall:  “Money Wisdom for the Soul”.  Stay tuned for more details.

What book is on your summer reading list?   

I’m checking out:

Thou Shall Prosper (Ten Commandments and for Making Money) by Daniel Lapin 


Click here to check out our Amazon Store.

We are associates of amazon, so if you are ordering the book,   please support us for your Money Wisdom Reading!  We will receive a nominal referral fee. This small token will help us continue to bring fresh, lively and fr$ee content.

What you focus on expands! Knowledge is power!

Money Wisdom for the Month

  “I have everything I need in this moment.”

 I know that I have everything I truly need at this moment. I allow myself to relish the satisfaction of my current achievements.

Prosperously Yours!
Samirian Hill
BudgetWise Financial Solutions

BudgetWise Financial Solutions, LLC is a premier financial education and consulting firm, where we teach people to manage money wisely.
Please share this newsletter with a friend or on your social media pages. Thank you for your support!
©2012 Copyright BudgetWise Financial Solutions, LLC.  All rights reserved.  No part of this publication may be reproduced, stored in a retrieval system or transmitted in any form or by any means, electronic, mechanical, recording or otherwise without the written permission of the author.
BudgetWise Financial Solutions, LLC | P.O. Box 361 | Southfield | MI | 48075
Samirian Hill, MBA, CRPC
“The MoneyWise Teacher”
Samirian is Founder and President of BudgetWise Financial Solutions, LLC, a financial education and consulting firm.
We teach people to manage money wisely.
Our process is to engage, to educate, and to empower!
Our mission is to help people to conquer their money issues, enabling them to live lives of freedom and purpose.
Like me on FacebookFollow me on Twitter
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Visit my blog

BudgetWise Financial Solutions, LLC | P.O. Box 361 | Southfield | MI | 48075

Wednesday @Wisebread: 19 Frugal Ways to Entertain Teenagers @CarolinaRains via #motownmoms


Just saying the word sometimes can be frustrating for parents, especially when talking about their own.

Making them happy or keeping them entertained seems like another job other than the one you get, and you don’t paid for doing what you do.

Here are great suggestions by Caroline Rains

19 Frugal Ways to Entertain Teenagers


Teen Girl Painting

Teens can be a tough audience to entertain. Their free time is precious, especially for those loaded with AP classes, sports and music commitments, work, and extra-curricular obligations. For many, down time is spent looking at screens, interacting with friends via social media and Skype, or both. So coming up with ways to engage them without resorting to digital devices is hard. (See also: Timeless Money Lessons From Teens)

But even the most restless and demanding teens will enjoy these frugal activities.

1. Learn Family Secrets

Your kids have most likely been protected from family information or just were bored or confused by your stories when they were younger. But now that they are teens, they are ready for greater honesty and more grown-up tales. Intrigue them with explanations of how grandma paid for college, why great-grandma got divorced, how family members lived during the Depression, what unpopular stances your parents took on controversial topics, and why a distant cousin ran away from home.



Wednesday @Wisebread: Great Ways to Generate Passive Income #motownmom

In this day and age, having a disposal income to a household (whether it’s a one parent or two) is almost a necessity. Depending on “the man” to give us the income we need is becoming more and more scarce, so going things outside of work or around our work has helped a lot of households get the bills paid and bring stability.

Our friends at have come up with great suggestions.

Great Ways to Generate Passive Income

woman holding cash

Earning income passively is a dream for most people, since it essentially means you make money without putting in a significant time investment. Most sources of passive income will require time and some money to get started, but if successful, these opportunities can generate income for you long-term and without your direct involvement. (See also: 4 Reasons Why Everyone Needs Side Income)

Here are some great ways to generate passive income.



If you have other suggestions, please add them to the comments or if you’ve started your own endeavor, let our readers know so we can support you!

Wednesday @Wisebread: 6 Awesome Reasons to Shop at Aldi via @onefinewriter

(This commentary is in no way sponsored by Aldi)

I am an Aldi nut! Ever since I found this store in my search of Detroit for quality without breaking the budget, Aldi has been a wonderful friend of mine.

Having food in the household is like a comforting blanket for parents because food not only bonds the family, but shuts up the kids when they are cranky and starving – trust me. LOL

I thank Aldi for all the years I thought I couldn’t provide and helping me to achieve that goal each and every month!

Some people have complained:

You have to pay for a basket.” But you get your money back when you return it.

You have to bring or buy your own bags.” I don’t mind because this keeps the cost down for them. Tip: Keep recycled bags in your trunk for quite jaunts without going out the way to go home and getting some or paying for some.

Now don’t take my word for the benefits of shopping at Aldi’s, listen to

6 Awesome Reasons to Shop at Aldi

by Tisha Tolar

Man outside Aldi

Since the price of groceries has been steadily rising and my only local grocery store went bankrupt, I have been trying better food budgeting with a monthly trip to Aldi for the essentials. My grandmother was always a big proponent of Aldi, but that was back in the day before the retail chain really stepped up their game.

As a frequent Aldi shopper, I have discovered that the years have been kind, and the store has really become an asset to our small area where unemployment rates are high and dollar stores are seeing more business than ever. If you have never shopped at an Aldi, I want to provide you some incentive by listing the things I love about the discount store and its offerings, as well as a few minor complaints about the store I frequent. (See also: 5 Frugal Lessons I Learned From Aldi)



FREE KINDLE E-BOOK ALERT: Time for mom-Me: 5 Essential Strategies for A Mother’s Self-Care by Mia Redrick #motownmom

FREE KINDLE E-BOOK ALERT: Time for mom-Me: 5 Essential Strategies for A Mother’s Self-Care by Mia Redrick

Time for mom-Me: 5 Essential Strategies for A Mother’s Self-Care by Mia Redrick

Congratulations, Mom! You’ve read books about what to expect when you are pregnant, how to care for your newborn, and tips on raising your children. Finally, here’s a book for all moms who devote their time and energy to everyone else, yet inevitably leave little for themselves. Time for mom-Me is a book that shows you how to include your needs in your daily schedule. As a successful mom and personal coach to mothers with children of all ages, Mia Redrick teaches mothers that “Self-care is not negotiable, but necessary to be the best you, as well as the best parent.” Mia helps moms realize their dreams and aspirations, while showing them how to thrive at mothering as a result of self-satisfaction. Her proven strategies help mothers everywhere find time, grow personally, self-connect and assign meaning to their lives. Practical and inspirational, Time for mom-Me will teach you powerful strategies for taking charge of your life.


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A Dinner Party for 6: Feed ‘Em for Under $20 via @wisebread #motownmom

In this financial crunch, we tend to deny our want to have people over or have “dinner parties.” I haven’t been invited to a good dinner party in a long time and I wondered how we can throw events or small gathering, which can be affordable fun for everyone – especially the hostess.

Even if you have kids, you can transform these ideas into a great gathering for your family and friends.  Mix in a fun board game or a great 80’s movie and you have fun for everyone – no matter the age.

A Dinner Party for 6: Feed ‘Em for Under $20

Read the rest of this entry